/* Shared styles for Fortis legal pages (terms, privacy, fcra) */
:root{
  --navy:#0B1D3A; --navy-deep:#06111F; --blue:#1E6FD9; --gold:#D4A843;
  --gold-bright:#F0C75E; --cream:#F5F0E5; --text:#2D2D2D; --muted:#6B7280; --border:#E5E7EB;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',system-ui,sans-serif;color:var(--text);line-height:1.75;background:#fff;-webkit-font-smoothing:antialiased}
.container{max-width:820px;margin:0 auto;padding:0 24px}

nav{position:sticky;top:0;z-index:50;background:rgba(11,29,58,0.97);backdrop-filter:blur(12px)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:68px;max-width:1100px;margin:0 auto;padding:0 24px}
.nav-logo{display:flex;align-items:center;gap:11px;text-decoration:none}
.nav-logo svg{width:30px;height:auto}
.wm{display:flex;flex-direction:column;line-height:1}
.wm .n{color:#fff;font-weight:700;font-size:17px;letter-spacing:3px}
.wm .s{color:var(--gold);font-weight:500;font-size:9px;letter-spacing:4px;margin-top:3px}
.nav-right{display:flex;align-items:center;gap:16px}
.nav-right a{color:rgba(255,255,255,0.8);text-decoration:none;font-size:14px;font-weight:500}
.nav-right a:hover{color:#fff}
.lang{display:inline-flex;border:1px solid rgba(255,255,255,0.3);border-radius:8px;overflow:hidden}
.lang button{background:transparent;color:rgba(255,255,255,0.7);border:none;cursor:pointer;font-family:inherit;font-weight:600;font-size:12px;padding:6px 11px}
.lang button.active{background:var(--gold);color:var(--navy)}

.legal-hero{background:radial-gradient(ellipse 70% 60% at 50% 0%,rgba(30,111,217,0.25),rgba(11,29,58,0) 70%),var(--navy);color:#fff;padding:64px 0 48px}
.legal-hero .eyebrow{font-size:12px;font-weight:600;letter-spacing:3px;text-transform:uppercase;color:var(--gold-bright);margin-bottom:12px}
.legal-hero h1{font-size:clamp(30px,5vw,46px);font-weight:700;letter-spacing:-0.5px;line-height:1.1}
.legal-hero .updated{margin-top:14px;font-size:14px;color:rgba(255,255,255,0.6)}

main{padding:48px 0 72px}
main h2{font-size:21px;font-weight:600;color:var(--navy);margin:36px 0 12px;letter-spacing:-0.3px}
main h2:first-child{margin-top:0}
main h3{font-size:16px;font-weight:600;color:var(--navy);margin:20px 0 8px}
main p{font-size:16px;color:var(--text);margin-bottom:14px}
main ul{margin:0 0 16px 22px}
main li{font-size:16px;margin-bottom:8px}
main a{color:var(--blue);text-decoration:underline}
main strong{color:var(--navy);font-weight:600}
.callout{background:var(--cream);border-left:3px solid var(--gold);border-radius:0 10px 10px 0;padding:16px 20px;margin:20px 0;font-size:15px;color:#4a4a4a}
.toc{background:#F9FAFB;border:1px solid var(--border);border-radius:14px;padding:20px 24px;margin-bottom:32px}
.toc h2{margin:0 0 10px;font-size:13px;text-transform:uppercase;letter-spacing:1.5px;color:var(--muted)}
.toc ol{margin-left:18px}
.toc li{font-size:15px;margin-bottom:5px}
.toc a{color:var(--navy);text-decoration:none}
.toc a:hover{color:var(--blue);text-decoration:underline}

footer{background:var(--navy-deep);color:rgba(255,255,255,0.6);padding:40px 0 28px;text-align:center}
footer .links{display:flex;justify-content:center;gap:22px;flex-wrap:wrap;margin-bottom:16px;font-size:14px}
footer .links a{color:rgba(255,255,255,0.7);text-decoration:none}
footer .links a:hover{color:var(--gold-bright)}
footer .copy{font-size:12px;color:rgba(255,255,255,0.4);line-height:1.7}

@media(max-width:600px){ .legal-hero{padding:48px 0 36px} main{padding:36px 0 56px} }